Legal notice

01General terms (extracts)

• 01 — Online order process

  You fill in the quote form, validate the details, then pay the premium by one of the offered methods. The contract is then concluded. An account email may be sent so quotes and orders can be followed at any time.

• 02 — Payment methods

  Cash, prepaid card or bank card. The site does not store bank details or payment credentials: the policyholder should print the receipt to keep the transaction details.

• 03 — Car contract delivery

  After payment of the premium, the motor insurance contract and certificate are received within 48 working hours.

• 04 — Home delivery

  Free home delivery of the certificate on request within 10 km of our registered address. Beyond that, delivery is arranged through a partner company for quality service as soon as possible.

• 05 — Withdrawal

  No withdrawal is possible once the premium is paid: payment constitutes acceptance of the contract. Termination follows the product's general conditions, by registered letter with acknowledgement of receipt. A change to certificate details may be requested for correction.

02Intellectual property

All site elements are protected by Moroccan copyright and trademark law. Usage rights are granted in digital form only, for viewing the pages consulted, on a personal, non-transferable and non-exclusive basis.

Access to the site transfers none of the above rights. In case of illegal or unauthorised use, we reserve the right to take any appropriate measure.

03Reference texts

• Law No. 17-99, the Insurance CodeGeneral framework for insurance intermediation and contracts in Morocco.
• Law 18-01 — Work accidentsObligation for every employer to take out work-accident insurance.
• Law 19-12 — Home workersWork accidents of domestic employees, covered under the home policy.
• Law No. 09-08 — Protection of personal dataGoverns the processing of personal data collected on the site.
• Decree No. 2-09-165 of 21 May 2009 (implementing law 09-08), Official Bulletin No. 5744 of 18 June 2009Implementing measures on personal-data processing.
• Law 059-13 and article 769 of the Dahir of Obligations and Contracts (D.O.C)Ten-year builders' liability: ten years from handover of the works.
• Extract of article 769 of the D.O.CArchitect, engineer or contractor liable for ten years; action within thirty days of the triggering fact.
• Insurance code, article 115 — Hunting permitA hunting permit requires an insurance certificate covering the hunter's civil liability.